America’s Choice Cars & Credit Inc. and America’s Finance Inc. are both family owned companies. We have been in business for 21 years. We currently have 2 locations and serve 4 territories.
Approvals and Payments
Since we are a bank, as well as a car sales operation, everything is done in right here! Most approvals are completed in the same day. Payments are made affordable and can be made at our in house finance company. Most of our payments are between $150 and $175 every two weeks or we would match your pay cycle. We accept credit/debit card payments or we can take the payment directly from your checking or savings account. Your application, whether in-person or online, will be processed in minutes and the good news is “you’re approved” as we have a 100% approval policy!!
Down payments are flexible. For example, if you have a lot of time in the area and a stable employment history you may qualify for a low down payment, or even on some vehicles a 0 down payment with a trade in. Since everything is done ‘in-house’ you will deal with the same people from start to finish. All of our vehicles are state inspected and you may take it to your mechanic before you buy.
Free Fluid Checks!
On the first weekend of every month we have free fluid checks and ‘top offs’ at each America’s Choice location. We have free refreshments to go along with this service. Just another benefit when you become an America’s Choice ‘member’!
Free State inspection for the life of your loan (Appointment necessary). We will State inspect your vehicle free of charge and do necessary repairs to pass inspection with no money down. We will add the repairs to your account (as long as your account is in good standing and current)! Another benefit of being an America’s Choice member!
We will perform general maintenance to your vehicle (appointment necessary) such as tires, oil change, repairs etc. We can do this for 25% of the cost of repairs paid up front and the balance added to your account. Account must be in good standing and current. Another benefit of being an America’s Choice member!
The engine and all of its internal lubricated moving parts. The transmission or trans axle and all of its internal lubricated moving parts. The most common failure on a vehicle today is a water pump, starter, alternator and fuel pump and yes we cover that also. We do this for 24 months or 24,000 miles. Like everything we do, our warranties are simple, no tricks, just good coverage!